Cynergy Data is a merchant acquirer that distinguishes itself by relying on creativity and technology to maximize service. With a portfolio of 30,000 merchants processing more than 2 billion annually, Cynergy Data has been a leader in the payments processing industry for more than a decade.

Bank of America is one of the world's largest financial institutions, serving individual consumers, small businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. The company provides unmatched convenience in the United States, serving 33 million consumer relationships with 5,700 retail banking offices, more than 16,000 ATMs and award-winning online banking with more than ten million active users. Bank of America is the #1 Small Business Administration lender in the United States. The company serves clients in 150 countries and has relationships with 96 percent of the U.S. Fortune 500 companies and 82 percent of the Global Fortune 500. Bank of America Corporation stock (ticker: BAC) is listed on the New York Stock Exchange.

Dallas based Paymentech, the payment solutions companyTM, delivers secure and reliable payment services in merchant acquiring and point-of-sale transaction processing with a wide array of product functionality and support. Paymentech processed approximately 3.4 billion total transactions and $109 billion in bankcard sales volume in 2000. Founded in 1985, Paymentech is the nation's premier processor and acquirer of credit card transactions.

Planet Payment helps merchants sell more products to international customers, while offering increased revenues and reduced costs on the underlying transaction. A specialty multi-currency payment processor since 1999, Planet Payment is a leading provider of dynamic currency conversion (DCC) and multi-currency processing solutions for merchants in all industries, anywhere in the world. Planet Payment provides a full suite of outsourced and customized processing solutions to support the diverse needs of internationally focused acquirers and merchants

Vital Processing Services® (Vital®) is a leader in technology-based, commerce-enabling services. Vital delivers comprehensive, end-to-end payment solutions to acquirers and their merchants to reliably process millions of credit, debit and other transactions every day. From authorizing and capturing electronic payments at the point of sale to clearing and settling merchant transactions, managing merchant terminals and providing information management services, Vital partners with acquirers to help them effectively manage and grow their merchant portfolios. Vital is a wholly owned TSYS® subsidiary.